In the Philippines, live-in caregivers typically earn less than their live-out counterparts due to the provision of accommodation and meals. On average, live-in caregivers might earn around 10-20% less compared to those who live outside the home. However, the actual salary can depend on factors such as experience, location, and the specific responsibilities required. It’s advisable to research current market rates and possibly consult local agencies for accurate figures. Remember to consider the caregiver's qualifications and the specific needs of the elderly when making decisions.