The cost of hiring a caregiver with a TESDA certificate can vary significantly between live-in and live-out arrangements. Live-in caregivers typically require a lower hourly wage but you may incur additional costs for accommodation and utilities. Conversely, live-out caregivers are paid by the hour, which can add up over time, especially if care is needed full-time. It's important to assess your specific needs and discuss rates with potential caregivers. For the most accurate information, consider consulting local caregiving agencies or resources that specialise in elder care.